Attention first time home owners: This agent owned home that is better than brand new may be yours with no money down and effective monthly payments of $ 934.47 (see below for details). New roof, Kitchen rebuilt, all new flooring, all new paint inside and out, New ceramic in baths. Stove, Ventahood microwave and dishwasher along with new HVAC system will be installed prior to closing. Floors are carpet, hardwood like vinyl plank and ceramic. Financing details: USDA 100% loan combined with EASY 8 loan for closing costs is available to those who have not owned a home in the last 3 years with income below $ 83,600 annually. (higher is more than 2 in family). 30 year loan 6.49% APR 6.59%. Insurance estimated at $ 1,800 per year, taxes with homestead $ 566.03 per WC Tax Assessor, Flood insurance (has never flooded) estimated at $ 1,017.48. Combined with Mortgage Credit Certification. Effective monthly note is less than $ 1,000 per month.